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Avoiding Commercial Property Fire Risk

Low humidity levels and dry weather make Colorado prone to fire incidents. While we can’t change our climate, when it comes to your commercial property, you want to be sure you are doing everything possible to mitigate fire risk. 

A robust commercial property insurance plan eases stress, knowing your business property is protected if disaster strikes. However, if possible, you want to avoid filing an insurance claim altogether. 

Follow the tips below to ensure you keep your fire incident risk minimal. 

Fire Damage Prevention Tips

Check out the following guidelines to prevent fire damage at your commercial property:

Inspections

Routine inspections help identify any problem areas within your building and ensure all items are up to current fire codes. Storing flammable materials in proper places and keeping electrical wiring, outlets, and equipment in good condition will minimize the risk of fire. 

Training

Proper employee training will teach workers how to react if a fire occurs. Furthermore, employees should be trained to spot potential hazards and have easy access to emergency contact information. 

Protection

Having the proper fire protection equipment is key. Extinguishers, sprinkler systems, and alarms are the best first line of defense during a fire incident. Be sure to outfit each area of your commercial property with the necessary equipment. 

Insurance

If a fire does occur at your commercial property, it’s essential to have the right insurance policy to protect your business from costly damages. When damage occurs, your commercial insurance will cover the cost of repairs or replacement when necessary. 

Are You Fire-Safe?

If you have any questions about fire safety and the right commercial property insurance policy for your business, please contact Steve Longenecker (303-808-9351 x2) at Mountain Insurance: Longmont.

We give out $25 gift cards for referrals that become our insurance clients.

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