Just as personal auto insurance is necessary, employers need Commercial Auto Insurance in case they or any employee gets into an accident in a business-owned or leased vehicle. If this happens, you may be liable for bodily injuries and damages, so having a policy that at least covers collision and personal/property damage is essential. Obtaining auto insurance in Colorado for your business can be confusing, but Mountain Insurance: Longmont has the expertise to clarify the options for just what your unique business needs.