Is a Personal Auto Policy Enough?
Many business owners assume that a personal auto insurance policy is the only coverage needed. Individual coverage, however, does not adequately protect a motorist when they are driving for business purposes.
Whether for transporting goods and materials or meeting clients, nearly every business uses vehicles. Proper commercial auto insurance will ensure you are protected when you or your employees are using vehicles for business purposes.
Four Benefits of Commercial Auto Insurance
Commercial auto plans provide these four benefits to your business:
- Collision Protection: Your policy will cover the cost of necessary repairs for your vehicle and any others involved in an accident.
- Injury Coverage: If an accident injures an employee or another person, your commercial auto coverage will help cover medical expenses and legal expenses if there is a lawsuit.
- Liability Coverage: A commercial auto plan will help protect you when an accident involves another person’s property or belongings, aside from their vehicle.
- Comprehensive Protection: Your coverage can include protection against theft, vandalism, fires, floods, etc., that can affect company vehicles.
Have More Questions About Commercial Auto Policies?
With many different available coverage options, finding the right commercial auto insurance policy that protects your business is essential. Contact Steve Longenecker (303-808-9351, x2) at Mountain Insurance: Longmont to discuss your commercial insurance coverage options in Longmont, CO, or our neighboring communities.
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